





OUR PROGRAMS

Protecting Legacy
Ask about Performance Boat-Yacht programs, Commercial, Home, Flood, Hurricane and many more insurance policies for complete coverage. XMI is contracted with A rated carriers offering tailored solutions for clients seeking unique coverage.

Building Relationships
Everyone has different insurance needs. Click below for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Assessing Need
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we’ll analyze your insurance needs and get you covered quickly at the right price.
XMI's TEAM
Agent Nicole Faller
Midwest – Florida
In 2001, Nicole was introduced to the Lake of the Ozarks powerboating community, which was a natural fit for her passion for “all things fast”. From that point on, her love for performance boating continued to grow. Over the last 20 years, Nicole and her husband have owned performance boats that range from +100mph high performance v-bottoms to multi-engine center consoles. The Faller’s are not only regulars on the waters of LOTO, but they are typically seen at the Offshore Races and Poker Runs across the country.
Captain Shane Sherman
Midwest – Florida
Shane Sherman has 35+ years of maritime experience with foundational background in insurance and finance and proven ability to obtain quotes, estimates, and receipts. Licensed Insurance Agent and broker since 1996 specializing in Marine Risk. Provides detailed and transparent operations tracking and reporting. Extensive experience in yard/refit period project management, collaboration, and delivery experience and success.
Midwest – Florida
For over 25 years our family enjoyed various boats from PWC’s, Ski Boats, Cruiser’s, and Performance boats and currently the owner of his favorite, a Center Console. They enjoy boating all over from the small rivers in our home state to South East, Florida and even the Bahamas. Boating has been a big part of Brant’s life and his experience has brought him to now where he brings that life long experience to other Boat Owners and the Marine Industry.
Cover your assets with XMI
How can we help you?
Fill out the form with any questions you have about finding the coverage that’s right for you!
XMI is a Division of Heartland Metro Insurance
HOURS
Monday – Friday: 9am – 5pm Saturday: by appt
Sunday: Closed
XMI's Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
What is a deductible?
A deductible is an amount that you’re responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder. We offer a deductible savings account to help with the unknown.
What kind of boats do you insure?
Performance boats, Yachts, Cruisers, Center Console, Fishing Boats, Dingy and PWC
Do I need to get a new survey to renew or change my coverage?
No. You do not need a new survey during the renewal. Carriers do require surveys on older boats most of the time.
XMI Reviews
Our extensive expertise will make sure that yours is a SUCCESS STORY once again!
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce a facilisis urna. Suspendisse lobortis tincidunt mi non consequat. Integer aliquet lacinia lacus, non eleifend metus ornare eu. Donec id fringilla magna. Mauris consequat odio ac leo faucibus pulvinar. Cras nec nisi ipsum. Integer iaculis non sapien et consectetur. Phasellus elementum semper quam, eget finibus metus…
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce a facilisis urna. Suspendisse lobortis tincidunt mi non consequat. Integer aliquet lacinia lacus, non eleifend metus ornare eu. Donec id fringilla magna. Mauris consequat odio ac leo faucibus pulvinar. Cras nec nisi ipsum. Integer iaculis non sapien et consectetur. Phasellus elementum semper quam, eget finibus metus…
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Fusce a facilisis urna. Suspendisse lobortis tincidunt mi non consequat. Integer aliquet lacinia lacus, non eleifend metus ornare eu. Donec id fringilla magna. Mauris consequat odio ac leo faucibus pulvinar. Cras nec nisi ipsum. Integer iaculis non sapien et consectetur. Phasellus elementum semper quam, eget finibus metus…